Is my mortgage qualification guaranteed at end of term?

Although we do our best to ensure your success we cannot guarantee that your application for a mortgage will be approved at the end of the term. There are many factors that are taken into consideration when a bank is reviewing a mortgage application, such as total household income, total debit, credit score, and amount of loan being requested. As such our programs are designed to improve your credit, reduce your debt, and save a larger amount for a down payment in order to strengthen your position as a mortgage applicant.